Credit Enhancement
Strategies for
Corporate Borrowers
Optimising Capital Structures. Enhancing Funding Outcomes.
At Challis Capital, we understand that effective capital management is about more than securing funding. Through our funds and capital platforms, we help businesses strengthen their credit profile and access more efficient financing solutions by implementing tailored credit enhancement strategies.
By reducing perceived lender risk and introducing additional forms of security and structural support, credit enhancement solutions can improve funding flexibility and unlock more favourable borrowing terms.
Benefits of Credit Enhancement
Our clients have utilised credit enhancement strategies to achieve:
- Higher loan-to-value (LVR) ratios
- Extended interest-only periods
- Longer facility terms
- Improved amortisation profiles
- More competitive pricing and funding terms
Eligible Collateral Solutions
Credit enhancement structures may be supported by a range of collateral types, including:
- Commercial real estate
- Pooled SME trade receivables
- Equipment finance and leasing receivables
- Business and capital assets
Flexible Working Capital Solutions
Credit enhancement can also be used to support working capital requirements and growth initiatives. For property developers, these solutions may assist in addressing presale shortfalls and strengthening project funding structures. For established businesses, receivables-backed structures can provide an efficient source of working capital while improving overall funding flexibility.
Contact Challis Capital to discuss how our credit enhancement solutions can help strengthen your funding position, optimise capital structures, and support long-term growth.